Insurance Rip-Off

I've gone with Peter James and have some very good cover for not a lot of money.

Phil,

My Carole Nash insurance was due renewal last month for two BMWs.  With 7 years NCD, no issues, limited mileage, trackers and bikes kept in a secure garage - £786.  I was able to trim this by over £200 (!) by phoning them, but due to work commitments and Covid, I have not been in a position to use the bikes, so did not renew and am about to start checking options.

 I was recommended to try Cornmarket, who do multi-bike policies.  The BMW sales guy I got this info from has his GS covered for £150, with no special circumstances or clauses.  Worth a quote at least?

Andy

... do better by using Peter James for the Nortons and someone like Bennetts for the Honda.

After loyalty of 25 years plus  I gave up on Carol Nash Insurance (especially when one of their so called specialist sales team asked if my Nortons were diesel). Switched to Hagerty, good deal all round, easy to deal with and very competitive.

Hi Phil, et al,

   Last year I changed from Footman-James to Peter James (not Peter Best) for 1 Norton and 1 Honda with the usual comprehensive, breakdown and European cover. The 2 bikes have a combined value of £11,000 and last years premium was £102. This year it has sky-rocketed to £105. Go on-line for cover details and to get the best price.

Carole Snatch, that’s the name they go by.......
 

I use Bikesure and have done since they insured both my Hayabusas, one of them a road legal 525hp turbo. 

I have insured with the above company who specialise in vintage vehicles for years. My fully comp. 1500  mile a year policy via cherishedcarinsurance,co,uk is £73.33 for this year. Never claimed so I cannot be certain of the quality of service, but they are nice people to deal with on the phone.

Phone 01252713148 email enquiries@ccins,co,uk

Carole who? Dumped them years ago, bloody rip off. 

I have been with CN for many years now, with 2 Hondas and a Norton. No claims, no changes but premium up by 48% - totally rediculous. I think they have lost the plot! Customer service seems to have gone right out the window.

I've the Mk 3 Commando & a Guzzi 1200 2v Sport (purchased in March shortly before my CN policy expired), After a long telephone conversation CN & I finally agreed on £170 fully comp with 5k miles on each bike. Given that my previous policy (just for the Commando) was over £100 I thought this was pretty reasonable; my quotes are complicated by 9 points obtained within 6 days in September 2016, so I will probably struggle again next March - hey ho, we'll see what happens!

It seems that service/value for money depends on who one talks to.

CN renewal increase18%,  rejected, second offer looks be around 15%

FMJ website riddled with issues which I abandoned.

Went to bike sure and had same cover at 30% less than last years bill.

signed up.

jon 

Considering we have all been staying at home ,not doing milage and there to guard our valuables for 6 months ,the claims bill must be minimal. We should all get a re-fund!!  Don't hold your breath.

Just wasted the morning trying to phone Peter James for a quote. The line goes dead after one minute twenty one seconds, repeatedly!

The online form wants to know the day/month/year that I passed my test, 52 years ago. Also the same precision for medical conditions! Who has this info at our time of life. No quote given as I was unable to complete all mandatory boxes.

I don't have a Norton at the moment, but have three Laverdas insured with Peter James. ...750SF2, a RGS 1000, and an RGS 1000 Corsa.  Total about £325 for the year.

Clean license etc

Try Hagerty. They are good on the phone, seem to know their stuff and I found them far more competitive than CN who I also left after being with them for 20+ years.

My policy includes my 2 year old Triumph as well as several nortons and overseas breakdown cover is standard.

I'm still with CN - I like to abuse thier recovery scheme!

If you call them they will reduce the cost - check all the values of the bikes on the policy (my modern bike was reduced by a few £K since it was new in 2018).

I got nearly a £100 reduction - so I renewed.

Regards - Paul.

If you call them they will reduce the cost

Why as an existing customer should I need to ring to get a high renewal reduced. If you ring you are telling them to do you over every year. Any insurance company that tries inertia selling with me does not get any more business.

Peter James every time.

A new law is coming into force banning the practice of penalising 'loyal' customers in favour of new business. It will only apply to home and vehicle insurance. It'll be interesting to see how the insurance companies get around this - I'm sure they'll find a way ... .